UK Pay Day Loans

Short Term Personal Loans For Unemployed People

If you are unemployed and you face an emergency expenditure, it's not always easy to get a loan. No so with LoansByCash. We know the job market is tough and we believe it's unfair to refuse a short term loan based just on your employment status. That's why we make it our priority to match your credit profile with a lender who is willing to send you the funds you need directly to your back account.

Unsecured Short Term Loans

Naturally the amount you can apply for depends on your specific circumstance, but we have a large network of highly active loan providers who will assess your situation and make you an offer. Our direct lenders review loan applications in real time so there is no delay when you apply online.

Loans For People On Benefits

According to the National Institute of Economic and Social Research (NIESR), there are an estimated 5.000.000 UK residents living on social benefits. If you are part of this group and you are facing an emergency cash outlay, TerraPayDayLoans can help you get the necessary cash to ease your financial woes. While most traditional banks shun people on low income, payday loan websites like our do not. We treat every applicant at face value and we do not descriminate based on income.

We help make it easier for people on lower income who have trouble getting access to traditional credit sources get access to credit. The only requirement is that you have a regular source of income such as income support or tax credits. However the amount being offered is consistently lower when compared against individuals in full time employment.

You Can Apply With Any Of The Following Benefits

Rules For Application

There are 3 main rules for your application to be successful. These are liste below:

What If I Have Bad Credit And Still Need A Loan?

You may be out of work for reasons beyond your control and we understand that. If your creditworthiness is in dispute, we may still be able to help you solve your cash flow problems. While low income applicats may pose a risk for lenders, most are still willing to asses your situation on an individual basis. Your credit history plays a large part determing the amount you can apply for. As long as you have a regular influx of money coming in (benefits or part-time employment) you can make a request for a payday loan with our lenders.